The Denton Firemen's Relief and Retirement Fund, Explained
Denton firefighters are members of a Texas Local Fire Fighters Retirement Act plan. The state's public page lists a 12.60 percent employee and 18.50 percent city contribution, a formula of years of service times 2.59 percent times final average salary, and normal retirement at 50 with 20 years.
- Author
- Ready to Serve Editorial Team
- Updated
- September 25, 2026
- Length
- 4 min read
- denton
- texas
- firefighter
- pension
- benefits
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The Denton Firemen's Relief and Retirement Fund, Explained
30-second answer. Denton firefighters are members of the Denton Firemen's Relief and Retirement Fund, a plan under the Texas Local Fire Fighters Retirement Act, and they also participate in Social Security. The Texas Pension Review Board's public page for the plan lists Social Security participation as Yes, a 12.60 percent employee contribution and an 18.50 percent city contribution, a benefit formula of years of credited service times 2.59 percent times final average salary, and normal retirement at age 50 with 20 years of credited service.
What the state publishes
The Texas Pension Review Board publishes a public page for this plan, plan 117. Read on September 25, 2026, it lists:
| Item | As published |
|---|---|
| Plan | Denton Firemen's Relief & Retirement Fund |
| Statute | Texas Local Fire Fighters Retirement Act (TLFFRA) |
| Social Security participation | Yes |
| Employee contribution | 12.60 percent of pay |
| Employer contribution | 18.50 percent of pay |
| Benefit formula | Years of Credited Service x 2.59% x Final Average Salary |
| Normal retirement | Age 50 with 20 years of credited service |
| Membership | 252 active, 107 annuitants |
| Total net assets | $182,559,953 |
The fund's actuarial valuation as of December 31, 2023 reports a funded ratio of 91.1 percent.
What the formula means, in arithmetic
The formula is public, so the multiplication is too. The City of Denton's page for the fund states the benefit as 2.59 percent of the highest 36-month average salary for each year of service. The table is arithmetic on that multiplier, not a benefit estimate.
| Years of credited service | Share of highest 36-month average salary |
|---|---|
| 20 | 51.8 percent |
| 25 | 64.75 percent |
| 30 | 77.7 percent |
Why the contribution split matters to a candidate
The employer contribution is paid by the city into the fund, on top of salary. At the 18.50 percent rate the Pension Review Board lists, on a Step A Fire Fighter salary of $88,545.60 from the city's FY 2026-2027 Civil Service Fire Pay Plan, effective January 2, 2027 (Denton Fire Department recruiting newsletter), the city's contribution is about $16,381 a year. The member's 12.60 percent comes to about $11,157 of that salary.
What this page does not do
It does not estimate anyone's pension or describe the plan's investment strategy. The fund publishes its Summary Plan Description, actuarial studies, and audited financial statements at dentonfirepension.com.
Sources
- Texas Pension Review Board, Denton Firemen's Relief & Retirement Fund, plan 117, data.prb.texas.gov/plans/117.html, read September 25, 2026
- Rudd and Wisdom, Inc., Denton Firemen's Relief and Retirement Fund Actuarial Valuation as of December 31, 2023, dated September 16, 2024, published by the fund, read September 25, 2026
- City of Denton, Firemen's Relief & Retirement Fund (FRRF), cityofdenton.com/495/Firemens-Relief-Retirement-Fund-FRRF, read September 25, 2026
- City of Denton, Civil Service Fire Pay Plan FY 2026-2027, effective January 2, 2027, Fire Fighter Step A as printed in the Denton Fire Department recruiting newsletter, read October 14, 2026
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